1
Select Your Preferred Bank (जिस बैंक में खाता खुलवाना है)
₹0 Zero Bal
State Bank of India
YONO Insta Plus Account • India's Largest Bank
Max ATM Network • 3.0% ROI
Top Private
HDFC Bank
DigiSave Instant Account • Platinum Card
Free ₹5L Accidental Cover
100% ₹0 Balance
Kotak 811 Bank
Zero Balance Lifetime • Instant Virtual Card
Up to 4.0% ROI • 5-min Video KYC
Smart NetBanking
ICICI Bank
InstaSave 3-in-1 • Instant iMobile App
Complimentary Airport Lounge
₹0 Zero Bal
Bank of Baroda
bob Lite Savings • Free RuPay Card
Lifetime Zero Balance • bob World
10% Cashback
Axis Bank
ASAP Digital Account • E-Debit Card
Flat 10% on Amazon & Flipkart
Govt Bank
Punjab National Bank
PNB Unnati e-Savings • Rural & Urban
Govt Scheme Subsidy / DBT
Post Office
India Post Bank (IPPB)
Post Office Savings • Doorstep Banking
100% DBT & PM-Kisan Ready
2
Enter Aadhaar Details (अपना आधार नंबर डाल के खाता खोलें)
Online Bank Account Opening Form
Your application is processed securely under RBI Digital Banking Guidelines.
3
Popular Zero Balance Banks Comparison
| Bank Name | Account Type | Min Balance | Interest Rate | Debit Card | UPI Activation |
|---|---|---|---|---|---|
| State Bank of India (SBI) | YONO Insta Plus | ₹0 (Zero) | 3.00% p.a. | Free RuPay / Visa | Instant |
| Kotak Mahindra Bank | Kotak 811 Digital | ₹0 (Zero) | Up to 4.00% | Virtual Visa Platinum | Instant |
| Bank of Baroda | bob Lite Savings | ₹0 (Zero) | 3.35% p.a. | RuPay Classic | Instant |
| India Post Payments Bank | Post Office Digital | ₹0 (Zero) | 2.75% p.a. | Virtual RuPay Card | Instant |
| HDFC Bank | DigiSave Youth | ₹0 with Salary / ₹2.5k | 3.50% p.a. | Millennia / MoneyBack | Instant |